“It’s not the strongest species that survive, nor the most intelligent,
but the ones most responsive to change.” – Charles Darwin
What a year. All of the (family-friendly) adjectives we might use to describe 2020 seem inadequate. Few people were sorry to see the year come to an end, but there is something business owners, CFOs and managers can be thankful for when looking back on 2020 – it was a great reminder of how important it is to be adaptable when the unexpected occurs, and that preparation can be the difference between survival and ruin.