XPX Greater Boston
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A successful entrepreneur or business owner is thinking about a transition or sale and needs to know the implications and best strategy from the personal and family perspective.

You are starting to think about your eventual transition from your business, but don't really have an understanding of the whole transition process and what your actual exit options are.

An insurance question arises and I will likely have the answer, solution or know someone who will!

You need a middle market M&A attorney

Someone is exploring the potential sale of a business or would like counsel as to how to begin the process, including positioning the business for future sale. Typically managing the marketing and sale of Northeast businesses - $2-15M.

Please call me when you are considering structuring a transaction and for strategic tax planning for individuals.

Whenever a shareholder in a privately-held business is looking for a liquidity event.

You need legal advice for a M&A transaction, debt financing, or other corporate transaction.

You are working with a business owner who is considering the sale of their company either immediately, or in the next 1-2 years.

You want to avoid having a deal blow up because the owner's mixed feelings surfaced in the form of seemingly irrational objections, concerns, or requests at the closing.

You need assistance with buy- or sell-side mergers or acquisitions, or assistance with venture capital financing.

You are looking for practical advice for a business sale or investment.

Call me when you want to sell your company, get a valuation of your company, learn about the sale process or need help making an acquisition.

Call me when a client needs GAAP Financials.

You need an interim CFO, strategic planning advisory services, due diligence and M&A advisory services.

You or your client wants to sell your business, buy a business, understand value, and or raise capital.

A valuation is needed.

You are looking for an Exit Planning Advocate to be by your side during your exit and beyond.

A client needs financial planning advice and wealth management as early as possible in a transaction, where they will have at least $5M in investable assets.

You have a client or acquaintance looking to sell a business, buy a business, or raise capital

You've made an acquisition and are asking "Now what?" I work with CEOs and owners to grow their businesses by planning acquisitions and post-merger integrations to increase revenue and reduce costs.

You need a clear professional message delivered with video production and high-quality photos.

The tax structure of a transaction requires evaluation and understanding

Someone you know wants sound, objective advice on the value of and transition from their small business.

Valuation Advisory; Transition, Exit, Succession Planning; and Value Enhancement needs arise.

I help business owners and their advisor collaborate to achieve successful outcomes based upon each participants definition of success. Together we strive to help everyone's best next chapter.

You are seeking financing to buy our sell a business.

You are considering selling your company or have a client looking to sell

You want a complete financial plan encompassing all of the moving parts (estate, investments, taxes, insurance, family legacy planning, business planning).

You are considering selling your company, now or in the future. We work with private companies in the lower mid-market.

A mature business owner needs help quantifying what the value of their business means to them and their family and developing a transition strategy around that need.

There is any question regarding real estate or financing.

You know a business owner looking to grow or transition ownership of their company or a real estate investor with a project.

I help business owners gain context around what value they need to get out of their business in a liquidity event to be able to accomplish everything they want to do in their personal life.

Before the client sells the business and wants help figuring out: Do I have enough money? What should I do with the money? What do I need to know to make the best decisions for myself and my family?

When in need of financial, accounting or tax advisory services relating to either ongoing operations or succession planning.

When a business owner is interested in considering the sale of their business, wants to how the M&A process works, and how to increase the value of the company between now and a liquidity event.

A potential sale of your company will not yield the proceeds you need; you need to increase your valuation and exit potential. Readiness for a sale requires improving profitability and growth.

When you have a business client which could grow, or execute plans you have helped it develop if it only had additional capital.

Contact us before you sell your business to improve operations and EBITDA quickly without capital expenditures.

When you need a catalyst in guiding business owners to discover their personal values, goals and objectives, to ensure their end-in-mind objectives are met upon their business exit and/or transition

A member of the Top 100 accounting firms, and northern New England’s largest, we are a full-service accounting, assurance, and consulting firm, working with clients in the US and around the world.

Your clients are contemplating selling their business and are Are unsure whether the proceeds of the sale are enough to maintain their lifestyle and/or achieve their financial goals

You need corporate finance or merger/acquisition services

You or your clients to advice on P&C personal or commercial insurance. We help advise on the process of using insurance to protect assets.

We advise business owners and senior executives through all phases of their financial lives from growing a business to exiting.

....You have a trusted relationship who desires to divest his/her business and requires a competent, knowledgeable and transparent advisor to help navigate through the transaction

When you need bank financing for working capital, business expansion and commercial building acquisitions.

You need help to understand your cash flow, establish and measure key indicators of performance or stage your operation for the rigor of a due diligence review or to perform a due diligence review.

You are the CEO/President/Primary Stockholder/Family Ownership Leader rethinking your exit strategy ahead of all of the others.I am the trusted advisor CEOs talk to before they talk to anyone else.

You need bank financing for a company based in New England with under $200MM in revenues. We provide financing for M&A, equity recaps, leverage cash flow deals and traditional business needs.

You have a company that needs equity capital for a transition, liquidity for founders, management buying out the founders

A client needs to know the value of what they have and the logic that drives the number.

Fractional Human Captal Advisory Services: Organizational and Talent Assessment, Succession Planning, Salesforce Effectiveness, Leadership Development, Employee Engagement/Retention.

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You are buying or selling a business and require a Quality of Earnings analysis.

A client is look to raise debt, either through our direct lending platform at Monroe Capital or wants to retain an advisor to raise the debt through Monroe Credit Advisors

When you believe a client may benefit from a discussion on the value of life and or disability insurance to protect the value of the personal wealth and also of that of their business.

You or a client needs experienced deal counsel for middle market transactions.

You have a client who is in need of sophisticated corporate legal advice and representation for a VC financing, Private Equity recap, and/or M&A event.

You are a business owner in need of personal financial clarity, some unique lending strategies, looking for sophisticated business and personal retirement planning.

You want to understand how your life insurance is working

You are looking to develop a strategic plan to build the value of your business.

We provide consultative services that help HNW individuals, business owners and their trusted advisors with the real estate component of their investment portfolios and/or their business.

An entrepreneur needs help managing their investment portfolio and integrating it with other parts of their financial life (e.g. philanthropy, estate, tax, etc.)

Senior debt cash flow financing for sponsor backed M&A transactions

Legal Services are needed.

Your family business needs tailored management consulting. My firm specializes in helping small- to mid-sized family businesses problem solve and create value across strategy, business operations and the "family dynamic."

Sell-Side M&A Advisor focuses exclusively on achieving maximum valuations for private and family-owned companies in a sale or recapitalization of the businesses valued between $20 - $200 million.

Call when thinking of selling your business/company.

You (or someone you know) are in need of assistance in planning for, and executing on your/their own personal & family exit from the ownership of a closely-held-business

There is a business valuation need, for succession planning, ESOPs, 409A, or litigation support.

A business owner is struggling with poor earnings and cash flow. We help owners understand and use their financial reporting to improve profitability and cash flow.

We serve our clients as their Financial Head Coach which means we coordinate the services of all professionals. This helps them consolidate fractured advice before, during, and after a M&A transaction.

Call me when conflict between business owners and their internal or external partners impedes company profitability or cultural cohesion.

A business owner's Trusted Advisor needs to develop a post-sale investment plan

Your clients are interested in the sale of their business and would like guidance prior, during and after the sale to ensure their goals are met in the most efficient way possible.

You are a US business seeking to sell and are interested in tapping into our expertise regarding overseas buyers, or you are a non-US business looking to expand (including via M&A) into the US market

I help high net worth clients have a better relationship with their money. Call me when you are looking for multi-generational planning and financial coaching.

You have clients with complicated financial situations who need pre-transaction planning for them and their family.

Call me when you have a business in transition. I provide real solutions as a fractional CEO, operational CFO, experienced succession planner and as an operating executive.

Your client needs to leverage their personal balance sheet to create liquidity or your client needs to put a post liquidity plan into place.

You are in need of a holistic financial plan incorporating all of the moving parts of your life, personal, business, estate, tax and investments.

A buyer of a small business is looking for equity financing or a seller of a business with EBIT < $2M is looking for buyers

A financing solution is needed to support business initiatives around growth, investment, M&A, operational turnaround, ownership transition, capital structure, liquidity, and enterprise value.

When you are raising capital, selling your business, adding a partner or contemplating any other type of transaction.

I focus on assisting the private equity and family office community through my insurance expertise. I support transactions, fundraising, and help the ecosystem source deals.

There is an interest in learning more about Cambridge Trust. Specifically for Deposit Services, Treasury Management, Commercial Lending, Commercial Real Estate, Wealth Management and Personal Banking.

You have a need for financing above $1MM. I work as a General Industries Relationship Manager for TD Bank.

You need help reducing or evaluating your business taxes.

A business owner is interested in joining a peer advisory group and/or business owner coaching.

A business is planning a significant transition.

There is a request for traditional debt financing, should it be fully secured/C&I or cash flow with an amortizing air ball or an ESOP loan.

Your client cannot decide whether to sell,. transfer or wind down their business. I will help them decide, create a succession plan and get matched to the right advisors and buyers

You'd like to compare your costs to industry benchmarks. If we find you're paying more than you need to, we'll negotiate savings.