“Roth or Reason” – A Case for Baby Boomers to Move to Roth IRAs

Diane DeCesare of Drucker & Scaccetti is a member of XPX Philadelphia
Drucker & Scaccetti

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A Roth IRA is a retirement savings account in which after-tax dollars are invested and both the earnings and the principal withdrawals become tax-free qualified distributions, when taken after reaching age 59 ½ and after the Roth account has been open for 5 years. While it’s often thought Roth IRAs primarily benefit young people, they can also be a beneficial tool for Baby Boomers—in a big way. 

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Updated: September 4th, 2021

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